Swiss Re also excludes certain countries from its business, beyond compliance with international trade controls (ITCs). The criteria for these country exclusions are a particularly poor human rights record and no prospect of improvement. Our goal is not to directly underwrite risks or make investments in entities that are based in these countries. At the end of 2014, the countries excluded from our business due to human rights reasons and political risks were North Korea, Somalia, Sudan (North only) and Syria. In the case of Myanmar, Sensitive Business Risk referrals are mandatory.