How re/insurance works

The re/insurance industry plays a pivotal social and economic role by protecting people and businesses against risk.

Our role and our mission

We cost, price, structure and diversify risk


We receive up-front premiums

We invest until money is needed

We compensate for losses


Grow regular dividends with long-term earnings

Business growth where it makes sense

Our differentiating features

Well positioned

Our capital strength, deep client relationships and knowledge-led approach position Swiss Re well to face industry challenges and seize opportunities.

A risk knowledge company

We invest in research and development and technology to support our clients and differentiate ourselves from the competition.

A successful capital allocator

We use a knowledge-based approach to allocate capital to the most attractive risk pools and target an optimal portfolio of assets and liabilities.

Focused on performance

We aim to achieve our Group financial targets and deliver sustainable shareholder value.