Group financial years 2006–2015
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USD millions |
20061 |
20071 |
20081 |
20091 |
2010 |
2011 |
20122 |
2013 |
2014 |
2015 |
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Income statement |
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Revenues |
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Premiums earned |
23 526 |
26 337 |
23 577 |
22 664 |
19 652 |
21 300 |
24 661 |
28 276 |
30 756 |
29 751 |
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Fee income |
701 |
794 |
746 |
847 |
918 |
876 |
785 |
542 |
506 |
463 |
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Net investment income |
6 370 |
8 893 |
7 331 |
6 399 |
5 422 |
5 469 |
5 302 |
4 735 |
4 992 |
4 236 |
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Net realised investment gains/losses |
1 679 |
–615 |
–8 677 |
875 |
2 783 |
388 |
2 688 |
3 325 |
1 059 |
1 220 |
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Other revenues |
223 |
251 |
249 |
178 |
60 |
50 |
188 |
24 |
34 |
44 |
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Total revenues |
32 499 |
35 660 |
23 226 |
30 963 |
28 835 |
28 083 |
33 624 |
36 902 |
37 347 |
35 714 |
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Expenses |
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Claims and claim adjustment expenses |
–9 405 |
–10 035 |
–9 222 |
–8 336 |
–7 254 |
–8 810 |
–7 763 |
–9 655 |
–10 577 |
–9 848 |
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Life and health benefits |
–7 647 |
–9 243 |
–8 381 |
–8 639 |
–8 236 |
–8 414 |
–8 878 |
–9 581 |
–10 611 |
–9 080 |
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Return credited to policyholders |
–2 253 |
–1 763 |
2 611 |
–4 597 |
–3 371 |
–61 |
–2 959 |
–3 678 |
–1 541 |
–1 166 |
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Acquisition costs |
–4 845 |
–5 406 |
–4 950 |
–4 495 |
–3 679 |
–4 021 |
–4 548 |
–4 895 |
–6 515 |
–6 419 |
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Other operating costs and expenses |
–3 679 |
–4 900 |
–4 358 |
–3 976 |
–3 620 |
–3 902 |
–3 953 |
–4 268 |
–3 876 |
–3 882 |
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Total expenses |
–27 829 |
–31 347 |
–24 300 |
–30 043 |
–26 160 |
–25 208 |
–28 101 |
–32 077 |
–33 120 |
–30 395 |
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Income/loss before income tax expense |
4 670 |
4 313 |
–1 074 |
920 |
2 675 |
2 875 |
5 523 |
4 825 |
4 227 |
5 319 |
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Income tax expense |
–1 033 |
–853 |
411 |
–221 |
–541 |
–77 |
–1 125 |
–312 |
–658 |
–651 |
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Net income/loss before attribution of non-controlling interests |
3 637 |
3 460 |
–663 |
699 |
2 134 |
2 798 |
4 398 |
4 513 |
3 569 |
4 668 |
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Income/loss attributable to non-controlling interests |
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–154 |
–172 |
–141 |
–2 |
0 |
–3 |
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Net income after attribution of non-controlling interests |
3 637 |
3 460 |
–663 |
699 |
1 980 |
2 626 |
4 257 |
4 511 |
3 569 |
4 665 |
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Interest on contingent capital instruments |
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–203 |
–1 117 |
0 |
–56 |
–67 |
–69 |
–68 |
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Net income/loss attributable to common shareholders |
3 637 |
3 460 |
–663 |
496 |
863 |
2 626 |
4 201 |
4 444 |
3 500 |
4 597 |
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Balance sheet |
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Assets |
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Investments |
167 303 |
201 221 |
154 053 |
151 341 |
156 947 |
162 224 |
152 812 |
150 075 |
143 987 |
137 810 |
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Other assets |
71 317 |
70 198 |
71 322 |
81 407 |
71 456 |
63 675 |
68 691 |
63 445 |
60 474 |
58 325 |
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Total assets |
238 620 |
271 419 |
225 375 |
232 748 |
228 403 |
225 899 |
221 503 |
213 520 |
204 461 |
196 135 |
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Liabilities |
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Unpaid claims and claim adjustment expenses |
77 829 |
78 195 |
70 944 |
68 412 |
64 690 |
64 878 |
63 670 |
61 484 |
57 954 |
55 518 |
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Liabilities for life and health policy benefits |
36 779 |
44 187 |
37 497 |
39 944 |
39 551 |
39 044 |
36 117 |
36 033 |
33 605 |
30 131 |
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Unearned premiums |
6 574 |
6 821 |
7 330 |
6 528 |
6 305 |
8 299 |
9 384 |
10 334 |
10 576 |
10 869 |
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Other liabilities |
80 802 |
95 172 |
73 366 |
73 336 |
72 524 |
65 850 |
62 020 |
57 970 |
53 670 |
55 033 |
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Long-term debt |
11 337 |
18 898 |
17 018 |
19 184 |
18 427 |
16 541 |
16 286 |
14 722 |
12 615 |
10 978 |
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Total liabilities |
213 321 |
243 273 |
206 155 |
207 404 |
201 497 |
194 612 |
187 477 |
180 543 |
168 420 |
162 529 |
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Shareholders’ equity |
25 299 |
28 146 |
19 220 |
25 344 |
25 342 |
29 590 |
34 002 |
32 952 |
35 930 |
33 517 |
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Non-controlling interests |
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1 564 |
1 697 |
24 |
25 |
111 |
89 |
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Total equity |
25 299 |
28 146 |
19 220 |
25 344 |
26 906 |
31 287 |
34 026 |
32 977 |
36 041 |
33 606 |
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Earnings/losses per share in USD |
10.75 |
9.94 |
–2.00 |
1.46 |
2.52 |
7.68 |
11.85 |
12.97 |
10.23 |
13.44 |
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Earnings/losses per share in CHF |
13.49 |
11.95 |
–2.61 |
1.49 |
2.64 |
6.79 |
11.13 |
12.04 |
9.33 |
12.93 |