Swiss Re at a glance
The Swiss Re Group is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient.
Diversified and global
Net premiums earned and fee income by region
(Total USD 38.6 billion)
Financial strength
AA–
Standard&Poor’s
AA– stable
Our people
15 401
employees
(2018: 14 943)
Commitment to ESG
AAA
MSCI rating
(as of May 2018)
Reinsurance
Reinsurance provides clients and brokers with reinsurance products, insurance-based capital market instruments and risk management services. Reinsurance operates globally through two segments – Property & Casualty and Life & Health.
Property & Casualty
Net premiums earned
(USD billions)
Net income
(USD millions)
4.4%
Return on equity
(2018: 3.7%)
107.8%
Combined ratio
(2018: 104.0%)
Life & Health
Net premiums earned and fee income
(USD billions)
Net income
(USD millions)
12.4%
Return on equity
(2018: 11.1%)
10.0%
Net operating margin
(2018: 9.4%)
Corporate Solutions
Corporate Solutions provides risk transfer solutions to large and mid-sized corporations around the world. Its innovative, highly customised products and standard insurance covers help to make businesses more resilient, while its industry-leading claims service provides additional peace of mind.
Net premiums earned
(USD billions)
Net income
(USD millions)
–34.1%
Return on equity
(2018: –19.4%)
127.9%
Combined ratio
(2018: 117.5%)
Life Capital
Life Capital supports and incubates entities in the B2B2C primary business, B2B corporate business as well as the closed book space.* As a key part of Swiss Re’s strategic growth plan, Life Capital provides alternative access to new Life & Health and Property & Casualty risk pools. It creates simple and transparent digital propositions that make insurance products simpler and more accessible, helping boost the business of our partners.
* Following completion of the sale of ReAssure, pending the required regulatory and anti-trust approvals, Life Capital will focus on its open book businesses.
Net premiums earned and fee income
(USD billions)
Net income
(USD millions)
–3.4%
Return on equity
(2018: 0.4%)
1 138m
Gross cash generation
(2018: USD 818m)
Group
(After consolidation)
Net premiums earned and fee income by business segments
(Total USD 38.6 billion)
2.5%
Return on equity
(2018: 1.4%)
3.4%
Net operating margin
(2018: 2.9%)