Creating solutions
for sustainability


Our re/insurance solutions help address key environmental and social challenges. We focus on mitigating climate risk and advancing the energy transition, building societal resilience and driving affordable insurance with digital solutions to provide broader access to insurance.

2021 highlights:

USD 3.9 billion
Natural catastrophe premiums across Swiss Re Group

>8 870

Wind and solar farms for which re/insurance cover was written in 2021

186 million

Life & Health policies in force

Life & Health Sustainability Initiative

Launched the Swiss Re Life & Health Sustainability Initiative in Reinsurance to improve access, availability and affordability of life and health insurance products for underserved groups

>397 700

Beneficiaries benefitting from life and health insurance cover through the Women’s World Banking microinsurance programme

By managing risks and covering losses, re/insurance creates stability and enables economic growth. However, some environmental and social challenges may undermine sustainable progress if left unaddressed. Helping our clients and society tackle such risks is a key part of our commitment to sustainability and of our vision to make the world more resilient.

Building on our efforts in recent years, our focus is on the three overarching 2030 Sustainability Ambitions we have defined in our Group Sustainability Strategy.

We develop our solutions as part of our established risk modelling and underwriting activities or by creating innovative new products in close cooperation with our clients and partners. Our solutions frequently include:

  • Index-based insurance products: We are a pioneer in creating innovative insurance solutions that use an index to determine payments.
  • Climate-related risk analytics, models and tools: Our sustainability solutions for insurance clients improve their current and future performance and provide ground for the development of new products.
  • Public-sector partners: Besides serving direct insurers and corporate clients, we also develop risk transfer solutions for, and in cooperation with, governments and various public-sector organisations.
  • Insurance-linked securities (ILS) or catastrophe bonds: We are a leading developer of these products, which enable cedents to transfer large risks to the capital markets.

Our solutions support our clients in their journey towards sustainability. They rely on our models and tools for underwriting, which consider sustainability-related aspects, eg the impact of climate change on floods. Equally, our clients benefit from our digital platforms for launching new products, eg parametric earthquake insurance.

We seek to develop solutions that improve access to insurance protection, especially in emerging markets. If governments and communities are financially protected against risks such as windstorms, earthquakes, drought and flooding, they can better cope with the immediate consequences of a disaster.

Equally, our solutions help create the conditions for sustained social and economic development by protecting investments, allowing governments to stabilise budgets and giving people the financial stability required to build and maintain businesses. Finally, our solutions also help individuals and families recover financially after a medical setback or following the loss of income due to the death or disability of a primary breadwinner (see section on life and health solutions for more information).

Creating solutions for sustainability: past milestones

The following selected milestones have marked Swiss Re’s journey to provide sustainability solutions for our clients:

Public Sector Solutions (PSS)
Established in 2007 (originally named Global Partnerships) to help governments at all levels to strengthen their resilience strategies

2014 Pledge to the United Nations
By 2020, advised 130 sovereigns and sub-sovereigns on climate risk resilience and offered a total of USD 10.7 billion in re/insurance protection, exceeding our original pledge by USD 0.7 billion and 80 (sub-)sovereigns advised

Centre of Competence for Wind Power
Established by Swiss Re Corporate Solutions in 2015 to build and refine the technical expertise needed to understand and manage offshore wind risks

Biodiversity and Ecosystem Services (BES) Index
Launched in 2020 to identify sectors and countries most exposed to biodiversity decline and fully integrated into Swiss Re’s online natural hazard information and mapping system, CatNet®

Our 2030 Sustainability Ambitions

Throughout this chapter, the following icons indicate which Sustainability Ambitions are addressed by each of the sustainability solutions featured.

Sustainability icon

Building societal resilience

Sustainability icon

Mitigating climate risk and advancing the energy transition

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Driving affordable insurance with digital solutions