Our Group Sustainability Strategy defines sustainability as a strategic, long-term value driver and embeds this approach throughout our re/insurance value chain. At its core, it involves managing and monitoring risks and opportunities associated with environmental, social and governance (ESG) issues. In our understanding, the notion of sustainable re/insurance covers all business activities from the liability to the asset side of our balance sheet, our own operations and dialogue with our stakeholders. In our core business, the focus is on developing innovative solutions, improving business and investment performance on a risk-adjusted basis, thus contributing to environmental, social and economic sustainability.