Our Responsible Investing strategy

Asset-liability management (ALM) continues to be the foundation of our investment philosophy: to meet future claims and benefits, we invest the premiums generated by our underwriting activities in assets whose cash flows match the durations and currencies of our re/insurance liabilities. Therefore, we generally invest the majority of our portfolio in higher-quality fixed income securities with stable long-term returns. At the end of 2021, such investments accounted for 75% of our total assets under management¹ (see graph below).

¹ Asset classes considered are government bonds, credit bonds, and mortgages and other loans
³ Includes equity securities, private equity, hedge funds and Principal Investments

Our Responsible Investing strategy relies on the three cornerstones Enhancement, Inclusion and Exclusion, of which Enhancement is the most meaningful for Swiss Re. Managing the risks and opportunities arising from climate change complements our strategy, and comprises setting targets, taking actions, measuring and reporting.