Performance - Swiss Re 2018 Financial Condition Report

	Total		Personal accident		Health		Motor		Marine, aviation, transport		Property		Casualty		Miscellaneous
CHF millions	2017	2018	2017	2018	2017	2018	2017	2018	2017	2018	2017	2018	2017	2018	2017	2018
Premiums written gross	3 020	1 589	11	21	228	–49	2	–1	360	346	1 148	619	830	130	441	523
Premiums written retroceded	–102	–128							–17	–13	–65	–99	–11	–7	–9	–9
Premiums written net	2 918	1 461	11	21	228	–49	2	–1	343	333	1 083	520	819	123	432	514
Change in unearned premiums gross	–122	338		–3	–4	53		1	51	47	73	255	–32	259	–210	–274
Change in unearned premiums retroceded	2	1								1	–1	1	–1	1	4	–2
Premiums earned	2 798	1 800	11	18	224	4	2		394	381	1 155	776	786	383	226	238
Other reinsurance revenues	2	21							–2	3	–4	7	9	10	–1	1
Total revenues from reinsurance business	2 800	1 821	11	18	224	4	2	0	392	384	1 151	783	795	393	225	239
Claims paid and claim adjustment expenses gross	–1 336	–1 729	–3	–2	–178	–121		–1	–339	–288	–414	–901	–353	–373	–49	–43
Claims paid and claim adjustment expenses retroceded	7	4							7	10						–6
Change in unpaid claims gross	–1 398	54	1	–3	16	73	–2	2	–6	–30	–1 009	122	–360	–86	–38	–24
Change in unpaid claims retroceded	61	152							6	–14	50	151	4	2	1	13
Change in unpaid claims for unit-linked life insurance
Claims incurred	–2 666	–1 519	–2	–5	–162	–48	–2	1	–332	–322	–1 373	–628	–709	–457	–86	–60
Acquisition and operating costs gross	–1 063	–771	–3	–4	–84	33	–1		–133	–142	–442	–317	–282	–204	–118	–137
Acquisition and operating costs retroceded	5	0							1		5				–1
Acquisition and operating costs net	–1 058	–771	–3	–4	–84	33	–1		–132	–142	–437	–317	–282	–204	–119	–137
Other reinsurance expenses	–1	0													–1
Total expenses from reinsurance business	–3 725	–2 290	–5	–9	–246	–15	–3	1	–464	–464	–1 810	–945	–991	–661	–206	–197
Investment income	124	64
Investment expenses	–13	–11
Investment result	111	53
Investment result from unit-linked life insurance
Other financial income	3	4
Other financial expenses	–22	–30
Operating result	–833	–442
Interest expenses on debt and subordinated liabilities	–23	–24
Other income	0	10
Other expenses	–47	–43
Extraordinary income and expenses
Income before income tax expense	–903	–499
Income tax expense	–1	1
Net income	–904	–498