The Big Six lifestyle factors

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Life insurers have historically relied on simple data points to assess an individual’s risk profile. In the new digital world, wearables and other devices can measure a person’s health risk in a far more personalised, dynamic fashion over the lifetime of their insurance policy. Life & Health Reinsurance, together with Swiss Re Institute, are using this new type of data in exciting ways: to optimise insurance coverage and evolve underwriting practices. 

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