4 Premiums written

For the years ended 31 December

2015 USD millions	Property & Casualty Reinsurance	Life & Health Reinsurance¹	Corporate Solutions	Life Capital¹	Consolidation	Total
Gross premiums written, thereof:
Direct		40	2 905	1 203		4 148
Reinsurance	15 811	11 302	845	143		28 101
Intra-group transactions (assumed)	288	600	192		–1 080	0
Gross premiums written	16 099	11 942	3 942	1 346	–1 080	32 249
Intra-group transactions (ceded)	–192		–288	–600	1 080	0
Gross premiums written before retrocession to external parties	15 907	11 942	3 654	746		32 249
Retrocession to external parties	–204	–1 413	–160	–30		–1 807
Net premiums written	15 703	10 529	3 494	716	0	30 442

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2016
USD millions

Property & Casualty Reinsurance

Life & Health Reinsurance

Corporate Solutions

Life Capital

Consolidation

Total

¹	As of 1 January 2016, the primary life and health insurance business (individual and group) is reported in the Life Capital segment instead of the Life & Health Reinsurance segment. Comparative information for 2015 has been adjusted accordingly.

Gross premiums written, thereof:

Direct

3 056

1 317

4 418

Reinsurance

17 862

12 210

960

172

31 204

Intra-group transactions (assumed)

287

546

139

–972

Gross premiums written

18 149

12 801

4 155

1 489

–972

35 622

Intra-group transactions (ceded)

–139

–287

–546

972

Gross premiums written before retrocession to external parties

18 010

12 801

3 868

943

35 622

Retrocession to external parties

–242

–1 342

–206

–262

–2 052

Net premiums written

17 768

11 459

3 662

681

33 570